Commercial Real Estate Loans
Property Types
If you don’t see your type of property in the following list, please contact us as it’s next to impossible to name every type of property that we can and do lend on.
We Lend On
Apartments, Mixed Use; Office & Professional Buildings; Medical, Nursing & Retirement Facilities; Hotels, Motels , Commercial condos; Industrial Malls: Large and small; Mobile Home Parks; Sports & Recreational Facilities; Retail; Car Washes & Gas Stations; Single-use properties such as Churches and Schools; Restaurants; Manufacturing & Processing Facilities; Ranches & Agricultural; Unimproved Land; Development: Commercial; Non-Conforming Property and more.
Loan Programs
Just about as many as there are kinds of property
"Bank-Grade" Loans
Available to most customers on most types of property, these are typically the programs that feature the most favorable rates and terms. Terms vary from true adjustable rate programs (ARM), “intermediate” ARM’s (3, 5 & 7 year fixed) to fixed rates up to 15 years or longer in some cases.
"Portfolio" Programs
Often characterized by somewhat higher interest rates or greater down payment/equity requirements, these loans work for property and/or customer credit grades that don’t fit into the guidelines for the Bank-Grade.
“Cash-out” refinances are available under most programs. In many cases we can combine a first and second loan to achieve your goal.