Commercial income property lender, with loans for apartments from 2-4 units, and 5-1000 units, nationwide. We make and commercial construction loans. We have all types of commercial property loans, including Mixed Use loans, Church loans, Rental Property loans, SBA loans, Investor Loans, Office building loans, Industrial property loans, lot loans, Mobile Home Park loans, Hotel loans, Professional Building loans, Medical building loans, Retail property loans, land development loans, shopping Mall loans, shopping center loans, strip center loans, Gas Station loans, Single use property loans, Motel loans, and Car Wash loans. We are located in Northern California but lend in all 50 states. We have fixed and adjustable loans, and 40-year amortization in some areas. Apartment Loans USA makes mortgages for small and large income properties, including Mixed Use , Churches, Rental Property, SBA, Office buildings, Industrial property, lots, Mobile Home Parks, Hotels, Professional Buildings, Medical buildings, Retail property, land development, shopping Malls, shopping centers, strip centers, Gas Stations, Single use property, Motels , and Car Washes. We make loans for large apartment buildings, mixed use properties, office buildings, churches, industrial property, mobile home parks, hotels, professional buildings, medical facilities, retail property, land development, shopping malls, strip centers, gas stations, motels and car washes. We make SBA loans. We make commercial investment property loans in the bay area and nationwide. Apartment & Commercial Real Estate Sales and Investment. Apartment & Commercial Real Estate Financing Nationwide. Commercial Construction Loans. Expert Witness. HOME LOANS FIRST TIME BUYERS VA LOANS NO DOWN PAYMENT NO INCOME VERIFICATION INVESTOR LOANS CHURCH LOANS IMPERFECT CREDIT CONSTRUCTION LOANS APPLY ON-LINE TAXES EXPERT WITNESS

Property Types

We lend on most types of property in most parts of the country. Not all programs will be available in every state. Whatever your need may be, please contact us, since chances are we can help.

If you don't see your type of property in the following list, please contact us as it's next to impossible to name every type of property that we can and do lend on.

We Lend On:

Apartments, Mixed Use; Office & Professional Buildings; Medical, Nursing & Retirement Facilities; Hotels, Motels & Condotels; Commercial condos; Industrial Malls: Large and small; Mobile Home Parks; Sports & Recreational Facilities; Retail; Car Washes & Gas Stations; Single-use properties such as Churches and Schools; Restaurants; Manufacturing & Processing Facilities; Ranches & Agricultural; Unimproved Land; Development: Commercial; Non-Conforming Property and more.

Loan Programs

Just about as many as there are kinds of property

"Bank-Grade" Loans
Available to most customers on most types of property, these are typically the programs that feature the most favorable rates and terms. Terms vary from true adjustable rate programs (ARM), "intermediate" ARM's (3, 5 & 7 year fixed) to fixed rates up to 15 years or longer in some cases.

"Portfolio" Programs
Often characterized by somewhat higher interest rates or greater down payment/equity requirements, these loans work for property and/or customer credit grades that don't fit into the guidelines for the Bank-Grade.

"Cash-out" refinances are available under most programs. In many cases we can combine a first and second loan to achieve your goal.

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